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5 Simple Ways to Save Money Online

Shopping online is very convenient when compared to shopping in a store. Everything can be done from the comfort of your own home and if you want to check out the offers at a number of different sites this can be done in just a few clicks. You can shop online at any time of the day that suits you. There are also several ways that shopping online can save you money.

Free Shipping Offers
If you spend over a certain amount on a certain site, then you may be eligible for free shipping. This means that you will get the goods you have ordered delivered to your door for no charge. Even if your order does not qualify for free delivery you may still be able to find a code online that you can use for free delivery. This is sometimes also offered to new customers.

Collect In Store
If you are buying from a company that has a store near to you then you can often collect the item you have ordered in store for free. This also offers more convenience as you can go and collect your item when you have the time and you don’t have to wait in all day for your goods to be delivered. The item that you have ordered may be ready to collect as soon as the next day. The store will usually hold the item until you are ready to collect it.

Get a Membership Card
Some sites offer loyalty schemes where you will collect points every time you shop with them. If you are able to shop in stores as well then you may have a physical card that you hand over when you shop. The points that you collect online will also be added to this balance. Some stores also offer their own credit card that gives you access to special offers and money off certain items. Always pay the balance in full as any interest that is paid will cancel out any savings that have been made.

Use Second Hand Sites
If you are looking to buy something second hand then sites such as eBay and Craigslist should be the first place you look. These sites have multiple sellers that are offering the same product which means that you can get a really good deal. Craigslist has the advantage that the seller is probably in your local area so that you are able to view the product before you make a purchase. You also have the advantage of being able to collect it which will save you money on delivery costs.

Use Coupon Codes
Some companies will offer promotions that can only be redeemed online. These codes are often advertised on social media so make sure that you are following the company you want to buy from so you don’t miss out. There are also websites that you can subscribe to that will list codes that are currently valid for popular sites. It is always worth browsing these sites before you buy anything online as some of these coupons can provide you with substantial savings.

Why You Should Trust Natural Remedies!

Natural Remedies

 

Why You Should Trust Natural Remedies

Although herbal medicine is still considered an inexact science, there are many cases in which natural remedies have proved to be efficient in treating certain conditions and illnesses. You should give natural remedies a go before taking pills that have secondary effects.

Going to a doctor is always recommended but when the pills he or she recommends don’t work, it’s time to try alternative medicine. Natural remedies don’t have secondary effects even when you ingest larger quantities of certain herbs. Nevertheless, check with specialists and make sure to test yourself for allergies before considering natural remedies; you might be allergic to certain plants.

 

Bye, Bye Side Effects

One of the biggest advantages of natural remedies is the fact that they pose no threat on your organs. When taking medicine you put your liver, kidneys and even heart to danger. But natural remedies are known for the lack of side effects.

 

Recommended in the Long Run

Natural remedies work best in the long run, if used constantly. Prescription drugs cause other problems in the long run so this is why even doctors recommend some natural herbs to be used for months in a row.

 

For Frugal Living Fans

When it comes to one’s health, no investment can be considered expensive. But with natural remedies you reduce costs compared to prescription drugs that always seem so expensive. If you have a headache for example you can use peppermint oil.

 

No Prescription

You can reach out for natural remedies quite easily and you don’t need any prescription for them either. Make sure to check with a specialist for more information regarding the remedy you wish to follow. Ask about the dosage and about the time of day in which is best to take this natural medicine.

 

A Wide Spectrum

Most herbs can cure a wide spectrum of illnesses. So this is good news when you come to think of it. You can also prevent some diseases if you eat or drink certain natural remedy recipes.

 

Skin Problems

Natural medicine is constantly used by people that suffer from skin problems. In many cases, this kind of cure has really worked out.

 

Problems with the Digestion

There are so many natural ingredients that can help you deal with constipation, gastritis and ulcer. It sounds almost too good to be true, but there are many fruits and vegetables that can help you out. And when it comes to natural herbs, you can use them as tea infusions.

 

Concerning Respiratory Problems

The impact that asthma, bronchitis and acute coughing can have over us can be diminished with natural remedies. There are many choices here from thyme, eucalyptus and dandelion. Trips to the mountainside and salt flats also help.

 

Bye, Bye Cholesterol and High Blood Pressure

Surprising as it may seem, there are natural remedies that help lower your cholesterol and high blood pressure. Other health problems can be also kept under control with the right herbs.

Check out the deals in today’s The Screaming Penny email newsletter!

 

Check out the deals in today’s The Screaming Penny email newsletter!

Many online codes, offers and promotions are for a limited time and subject to availability. If you see something you want, don’t delay. It may not be there tomorrow or even in a few hours from now!

Now on to the good stuff…

Buy 3 Burt’s Bees Gift Sets – Get a Free $10 Gift Card!

screenshot-www.target.com 2015-12-15 11-27-19

Today ONLY at Target, you can get a FREE $10 gift card when you buy three Burt’s Bees gift sets!

Prices range from $9.99 to $14.99!

Target.com LINK

Free shipping and returns on all orders! Have a Target Card? Get 5% off!

Build Your Own Stuffed Animal Toys—$14.99! *SO CUTE*

 

screenshot-www.gryffandellie.com 2015-11-30 22-03-49

For a limited time, stuff-a-plush toys from Gryff & Ellie are 40% OFF!

Choose from over 30 Plush Animals. Don’t forget the Outfits and Aromatherapy inserts.

Skip the Big Box store at the Mall and give your child a Forever Friend they can build at home. Make memories this Christmas while spending time with your child. The magic of stuffing their new plush, then bringing it to life with a wish and a name, will be something they remember forever.

These high quality plush kits have everything you need to create a new friend. Each kit comes with the selected plush, high quality non-allergenic fill, birth certificate, and a Wishing Star. No Sewing Required.

Use code THANKS40 at checkout to receive your discount, and pay just $14.99!

**Local pickup available to Utah customers in Salt Lake and Utah County. Select local pickup at checkout. We will e-mail you will the location and day to pick up your order.

Family Dollar Black Friday 2015 Ad

Ready for Black Friday 2015? The Family Dollar 2015 Black Friday ad is here! Check out all of the great deals and plan your shopping now! Make sure you take a peek at all of the Black Friday ad scans available!

 

 

Target Black Friday 2015 Ad

Ready for Black Friday 2015? The Target 2015 Black Friday ad is here! Check out all of the great deals and plan your shopping now! Make sure you take a peek at all of the Black Friday ad scans available on PinchingYourPennies!

Click here to shop all of the deals on the Target website!

Kohl’s Black Friday 2015 Ad

Ready for Black Friday 2015? The 2015 Kohl’s Black Friday ad is here! Check out all of the great deals and plan your shopping now! Make sure you take a peek at all of the Black Friday ad scans available on PinchingYourPennies!

Click here to shop the deals on the Kohl’s website!

$12.99 – Spiral Curlers – Set of 10 with Hook!

$12.99 – Spiral Curlers – Set of 10 with Hook

You get a pack of 10 curlers and a hook, with a link to our tutorial video that walks you through how to put them in. Extra long spiral curlers, work great on long or short hair. Get those perfect spiral curls with NO heat. They are super easy to use, do your entire head of hair in 5 minutes.

Jane.com LINK

More cute stuff available today! Low shipping prices!

The Influence of Drawing and Coloring on a Child’s Development

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The smile of a child drawing, coloring is something pure. Seeing the little one construct on paper something that our mind could never envisioned is astonishing, suprisingly pleasant, a break from our reality from time to time. Drawing and coloring are powerful tool in a parrents arsenal for numerous reasons yet the one thing that is always worth mentioning is that they have an immense influence in the development of the child, they can boost self-trust, cognitive, phsycall and emmotional development. The online envinronment presents numerous pictures to draw that can range from simple shapes and figurines in creative compositions to cartoon scenes with adorable petite animals as the main protagonists, all these gravitate around you and your child, ready to make a difference, ready to create an extraordinary bond, a delicate unforgettable memory.

Art has can be considered the backnone of civilazation thanks to its types of manifestation across centuries, having an immense influence on multiple levels. In the following rows we will highlight a couple of ways through which one child could benefit from art in its pure form : drawing, doodling, sketching.

Using and Recognizing Shapes

At only two-three years old child will be able to easy recognize primitive shapes, circles, squares and triangles. At the age of three the child would have had developed the skills to use these in simple compositions, being able to create what Kellog entitled “aggregates”, a formation in drawings composed out of primitve shapes.

The intent of aggregates represents the first and more pure intention of resembling the reality, the little one`s need to start create a connection with the our realm. One of the most common representations of this intent is the family photo that at a certain point any parrent proudly displayed on its fridge. This representation is based on simple lines for the individual`s body and a circle to represent the head; while the graphics are simplistic, the connection created in the child`s mind, the connection between the natural realm and the envisioned pictured that actually got materiallized on paper is utterly important. This process ought to be repeated if possible with multiple scenes, this is one of the key points in which encouragement and support is very important for the child.

Scribbling

Only 18 months are required for the todlers to start showing interest in scribbling. The simple process is at first one of the most adorable things to watch and as one parent learns that it helps with mucle coordination through finger and wrist movement things get even better. It is an exercise,a form of expression that will come naturally to the child, a practice that through time will emphasize the childs`s congitive skills and abilities as well as social interaction. He`ll start to connect the dots between shapes and colors and through the power of example the creative process of drawing can become highly educative.

As the one progress in the journey of scribbling moments of sheer joy will enlighten the creativity path making the journey as important as the destination. Full wrist control, the destination, will be reached sooner or later but the process ought to enjoyed trully to make the journey really succesfull, a signature line, a characteristic type of drawing and interest in certain drawing particularities will be highly positive side-effects.

Conceptualizing

Around the age of three-four the child starts to show interest in bringing a shread of the real world in their drawings. These elements are naturally filtered by their mind into simple concepts through the process, common elements in this stage are people, homes, trees, birds and the smiling sun. This association, this connection emphasized by simplicity is a common practive for the mature mind as well and its foundation in childhood is very important. We often simplify elements to fully grasp the bigger picture, we simplify the activities on our schedules, we simplify complex process as much as possible; the ability to fully comprehend and use this skill from a young age could have important benefits in one`s life.

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Depicting the reality

Around the age of 8 a concept entiled the concrete operational thought seeds in the child`s mind. This is the intention of representing things in a realistical manner in their drawings. At this point the realm of imagination intervenes only in the unknown as the known gains prespective, proportions and even materials. This translates into detailing, in lineweight and textures, in shading.

In the art marathon this too is a key point for the individual, in this stage the ones that find depicting the reallity difficult abandon the arstitc envinronment yet little to they know that there is so much more to art than realism. The pursuit should be greatly encouraged, the process can emphasize social interaction, creativity, confidence and in the long run autonomy and independence as art becomes a relevant key point in one`s life, one to which he can easily turn too.

A young artist is in every child and to encourage him surface a few things ought to be considered, cast a glance over the ideas below.

  • Critique is not allowed under any circumstances. Critique can discourage a mind easily and in the realm of creativity and imagination there is no place for it. If an element in the drawing raises question marks then by all means discuss it with the artist, make him share his vision on the artwork. In most scenarios the artist will gladly share the concept with the public.
  • Encouragement in every step. The art scene requires support at different levels yet in its most incipient forms, on the ones of growth, on the pure minds, support is key. Be supportive, be present.
  • Random artistic acts should be encouraged. Kids happily have no schedule, they`re unpredictable and adorably creative, they decide whenever they feel creative, in the mood. Be prepared for that random occurrence; be prepared for their drawing endeavors with a set of coloring pencils, with paper, everything they need.

The artistic endeavours ought to be enccouraged by all parties involved, they are to shape a very imporant part of humanity. Be part of it. Be creative.

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Photo Courtesy to Homesthetics.net

2 Ct Swarovski Elements Silver Heart Earrings – FREE – Just pay $4.99 shipping!


2 Ct Swarovski Elements Silver Heart Earrings
FREE

Just pay $4.99 shipping!

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Plus lots more deals!

Why Should You Invest in Online Trading?

Back in 1929, the stock market was solely dominated by the rich and powerful. However, after the massive market crash of that time, things became more flexible and the average Joe could now claim a stake in the stock market niche. Today, things have become even easier with the advent of the internet.

Technology has shaped how we trade stocks today and all you need is an internet enabled device, fast internet, a good financial history and tips on how to get ahead in the game. There are two ways to start a career as an online stock trader and you can read them below.

Employing a Broker

A stock market broker is someone who will be offering you advice on how to invest, invest in the stocks you tell them or manage an entire portfolio on your behalf. They make their money from the commissions they charge on investor profits.

Working with a stock market has its advantages. One, you have an experienced stock expert who will hone your online investing skills, especially at the initial stages of your business. They do all they do all the handwork for you, leaving you with fewer decisions to make and more confidence that your investments will pay off. Stock brokers work as individually owned businesses or an established company like CMC markets.

Investing on Your Own

On the other hand, you can choose to do away with the broker and manage all your online trading. By choosing this option, you also have some decisions to make that will shape your success as an online trader. You have to decide whether you are going to own stocks or just make your money by speculating on the rise and fall of their prices.

A lot of online traders shy away from stock asset ownership because of the disadvantages it presents. You will be tied down to actual stocks and always be vulnerable to market crashes or drastic price falls. Owning real assets also limit your flexibility in the number of markets you can enter or exit. And of course, the possibility of making a profit in the next hour isn’t always a guarantee.

Online traders have shifted to what is now called CFD trading. The concept was derived from gambling back in the day when punters placed bets on horses. It then picked up in the stock market world and has become a phenomenal trading option since then.

With CFD trading, you do not own any market assets thus you are not limited to the number of markets you can trade in. In fact, you can access a maximum of 10,000 markets any given day. How CFD trading works is that you only have to predict whether a rise of fall in asset price will occur. So if the bid price is 1300 and the close price is 1304, your job is to predict whether they will be a rise (1306) or a fall (1302) in the final price.

Then how do you make your money? First, you determine how many CFD golds you are going to buy; it could be 10 to even 1000 depending on the capacity of your initial capital. Now profits are calculated by subtracting the closing price from the bid price then multiplying the difference with the CFDs invested. For instance, if you predicted a 1310 rise in market price, this subtracted from 1300 gives a value of 6 which is multiplied to your CFDs. If you bought 1000 CFD gold’s, your resulting profit is 6,000.

With such a profound approach to online trading, you can almost guarantee yourself a profit each day in any market you enter. You only need to open an online trading account and start trading right away. Online trading companies like CMC markets offer free sign up and a pool of information that will guide you in your investments. So there is no more flying blind as a trader, nor do you see the need of a stock broker.

To become a successful online trader isn’t as complex as you would think. You only require a fast internet connection, an online trading account and a wealth of information that will guide your speculation. It’s possible to make profits even when the market is facing a crunch, and you don’t have to worry about depreciated value of assets owned.

When Applying for an EIN, What is Included for Non-Profit Organizations?

When it comes to applying for an EIN, and being a non-profit organization, you can expect to receive tax benefits that you would not otherwise get. This is because you’re not profiting from the business that you’re running, so these incentives put that in mind when the time comes to put through your number and recognize your company as a whole. If you’re a non-profit organization looking to obtain an EIN, then make sure to note this during the application process.

Applying for an EIN While Being a Non-Profit Organization

When it comes to being able to apply for a tax ID number, you want to make sure that you’re getting all of the benefits that you can possibly get from this type of product. This is a number that you’re going to use for tax purposes. A lot of times, non-profit organizations are able to get tax exempt for the products and other items that are needed to keep the business running. They will also pay lower amounts come tax time to make up for the money that may have been lost throughout the year for being a tax exempt company.

Knowing that this is something that can be done, a lot of companies are looking for ways to grab their EIN and be noticed, without having to worry about the extras that are needed.

Apply for an EIN today to make the most of the products, the company and the profits that you might not be making this year but the gains that can come with them. It can be worth it and you can be identified as someone that knows what they’re doing. Apply for an IRS tax ID number today and make a difference with the way you do taxes.

Groupon Extra 25% off Local Deals! Ends Tuesday!

Use code SUPER3 to get an extra 25% off Local Deals! Ends 9/15

Groupon.com LINK

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