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  1. Are you saving electricity?
  2. frugal wedding tips, anyone?
  3. Cooking: Saving $, Adding nutrition - add your tips!
  4. Remember...
  5. Long distance telephone companies
  6. How do you organize your finances?
  7. Where are the savings going?
  8. Ideas on tracking the grocery savings...
  9. Penny Pinching Blog II
  10. Hot Topic: Tips for going from 2 incomes to 1
  11. Do you pay extra on your mortgage?
  12. Experienced bankruptcy or planning to?
  13. Retirement!! How much and when?
  14. Is your auto insurance right for you?
  15. Lower your bills at Lowermybills.com
  16. Easily save $1040 a year, even if you are broke.
  17. Educating children about money
  18. Question about student loans
  19. How many extras do you have?
  20. Speaking of saving electricity...
  21. What have you done to save money today?
  22. Cloth Diapers??
  23. Christmas shopping
  24. Black Friday plans--
  25. Free Credit Report (compliments of Kori)
  26. Taxes...deductions you might be entitled to!!!
  27. College...Grants, Scholarships, Loans...how to apply,etc
  28. How much an hour is it worth to clip coupons?
  29. Are You a Mystery/Secret Shopper???
  30. Simple things to make your home worth more
  31. Pay lower real estate commissions or sell it yourself!
  32. Secrets about closing costs when buying a home...
  33. e.coli outbreaks from ~ swimming pools
  34. save money on makeup
  35. Want to start a business?
  36. Investing....
  37. WILL MAKER....it can be expensive if you DON'T have one.
  38. Cell phones
  39. Real estate links
  40. Buying homes to fix up and sell for profit
  41. Buying and selling a home in the off-season.
  42. Finding a housing bargain & First time home buyer tips
  43. WAYS TO SAVE MONEY!
  44. CHEAP redecorating ideas for ugly countertops, floors
  45. About saving... (an article)
  46. Want to go back to college?
  47. What is on sale this month...This will help the budget
  48. WELCOME, BEN!!!!
  49. LIVE LIKE A MILLIONAIRE
  50. How to become debt free
  51. Saving money by getting things for free (freecycle.org)
  52. Lower your property taxes
  53. Free recall lookup for your car
  54. Class Action Lawsuit site for your review
  55. Save money on credit cards
  56. Interest only loans
  57. Auto insurance rates are going down! Check around
  58. Latte factor ~ Take this test (as seen on Oprah)
  59. How to Make Your Child a Millionaire
  60. FIVE DAY CHALLENGE
  61. TRUSTS...BE CAREFUL!
  62. Mutual funds and other investments
  63. Thinking of investing?
  64. HEALTH INSURANCE RATES
  65. Do you know a senior citizen in need of legal advice?
  66. Ink in clothing
  67. Great ideas about living frugally while avoiding drudgery
  68. Saving money on mortgage????
  69. Help Wanted: Starching and Ironing Shirts
  70. Love this article from the Complete Tightwad Gazette
  71. Before you call the repairman....
  72. Poison Ivy
  73. Shhhh.....secrets car salesmen don't want you to know!
  74. Cash Back Credit Cards
  75. Less = More
  76. my husband got laid off
  77. Are your TAXES done?
  78. Any Gardening Tips?
  79. Help with getting a house appraised
  80. More ideas to stay home with kids
  81. Local &long distance
  82. Investing for Retirement
  83. Yard Sales! (list your loot!)
  84. What do you pack for a vacation?
  85. Wednesday AM Airfare Booking Rule Works Again
  86. I have too much lotion
  87. Help! Need to Feed 20-25 People After Christening!
  88. Work at home jobs
  89. You CAN lower your interest rate on student loans that have already been consolidated
  90. Work from Home
  91. Did you see this about discounted groceries?
  92. Health Care Websites
  93. Advice for winterizing our houses?
  94. How to Lower Auto Insurance Cost
  95. Discounts on glasses and contacts....several
  96. protecting my business in 2006
  97. Do you have a budget?
  98. online surveys
  99. Advantage of Getting Quotes Online
  100. Looking for Part Time Help
  101. Tax Tip of the Week
  102. 20 Tips to Help Prevent Medical Errors and How to Start your Own Nurse Agency
  103. Best online bank rates.
  104. Donating HBA's and tax deductions
  105. Oprah today (Friday)
  106. Calling All Yard Sales
  107. Yard Sales! List Your Loot...
  108. Buying the best available Auto Insurance
  109. Anyone in the Highland, Alpine, AF, PG area
  110. does anyone need a house in Utah County???
  111. Swiffer Dusters
  112. How to get better mileage out of your car
  113. Buying tires for your truck, and car
  114. Need help on student loans
  115. Tastefully Simple samples
  116. Remodeling vs. buying bigger?
  117. Jerky!
  118. To eaby or not to ebay
  119. To mvelope or not?
  120. Cost of Food
  121. Help Cleaning
  122. 2006 Tax Information ~ Telephone Tax Refund
  123. Efficient Heating
  124. Banks or Credit Unions
  125. Yippy! questar equal pay the way to go!
  126. Furniture Shopping!
  127. Coupons at Sam's and Costco?
  128. Vehicle Winter Preparedness deals in Utah
  129. Dave Ramsey - total money makeover
  130. How to figure savings?
  131. Question about paying off mortgages early
  132. Dave Ramsey on 20/20 tonight
  133. Preparing Taxes: Computer Program or Tax Service
  134. do you have experience with.....
  135. Looking for a speaker on "Cooking and Groceries on a Budget"
  136. Has anyone made any of the soy candles?
  137. Financial advice?
  138. 2 incomes down to one...suggestions!
  139. Help with Your Budget
  140. Couponing with PYP saved me $1338 in 2006
  141. Help
  142. Has anyone ever cashed out a 401K plan?
  143. What Exactly is a ShortSell on a House?
  144. TV on your PC
  145. Leggs.....I need your help!!
  146. eBay sellers can save up to 31% on UPS shipping
  147. More complicated mortgage calculator help
  148. consolidating credit cards
  149. I need recomendations to get out of DEBT!
  150. LiveOps Question
  151. Advice When Buying A Used Car
  152. Comparing CDs (Certificate of Deposit)
  153. Home Cleaning Business
  154. Anyone Have or Know about Clearwire Internet DSL?
  155. Do you know of any work from home jobs? HELP!
  156. extra money by taking in kids?
  157. *Inheritance* please give your suggestions
  158. More Discounted Groceries (different From Angel Food)
  159. Christmas Charity Gift ideas ~ please give suggestions
  160. Awesome loan for military families
  161. Skype/Vonage Replacement w/Free Long Distance to the U.S.
  162. When to Refinance?
  163. Mortage under $1000
  164. Whats your average gas bill?
  165. I'm just gonna jump right in the deep end here.
  166. How do I increase my credit score
  167. A New Year and a New Plan!!!
  168. If you wanted your kids to learn to save and have fun doing it....
  169. Buying a home question... HELP!
  170. Car Insurance
  171. Well, that should make a dent!
  172. Should we set a password for this forum?
  173. cold air
  174. Grocery budget
  175. Do you know about these sites?
  176. Multiple Savings Account ??? Budget Help
  177. Need some volunteers!
  178. Financial Support Group forum is up and running!
  179. What do you consider a WANT or a NEED? ( budget wise)
  180. Do you take inventory to balance your budget? (foodstorage, household supplies, etc)
  181. 8 Commandments of Credit
  182. *WASTE* Do you toss out good stuff? Do you buy too many convenience items?
  183. File 2007 Income Tax Return for FREE
  184. Need opinions about teaching sewing
  185. Selling on Ebay
  186. How much do you spend a month
  187. REFI Question
  188. "Extreme Early Retirement"
  189. Did these parents take it too far?
  190. What is your experience with refinancing??
  191. Educational articles -Buying Real Estate and Home Ownership
  192. I'm About to Teach My First Personal Finance Class!
  193. Feng Shui & Finances
  194. Household Budget Management for Dick and Jane
  195. 101 Ways To $ave Money
  196. BABY BOOMERS ~ are you turning 50 this year?
  197. My Money.Gov ~ 162 pages of Great Advice!!!
  198. Copyright business names
  199. Teaching Children Money Habits for Life
  200. America Saves ~ Discover Your Wealth Building Potential
  201. MyMoney.Gov ~ FREE publications on saving, investing and protecting your money.
  202. Utah's Small Business Development Center
  203. Instant store credit for using Refillable grocery bags ~ (discussion)
  204. Get paid to work the polls
  205. Amtrak
  206. Federal Reserve Education.org ~ Learn About Money brochure
  207. Building Wealth: A Beginner’s Guide to Securing Your Financial Future
  208. Take Charge of Your Money ~ 134 Page brochure (for family)
  209. Mortgage Rates are way way low today!!!!!
  210. Is Your Hubby Spending Too Much Money On Lunch?
  211. Rebate checks coming in May
  212. Wow! I had no idea!
  213. Work at home jobs
  214. Home Security System???
  215. password
  216. Cash Flow Calculator
  217. Stop Living Paycheck to Paycheck - budget calculator
  218. What will it take to pay off your balance? *calculator*
  219. U.S. Treasury bonds, notes, bills, tips and *calculator*
  220. An Unusual Question for Any Accountants or Tax Specialists
  221. 401K distribution tax question
  222. Tax question
  223. How to shop for a mortgage?
  224. financial support group question
  225. Helpful Household Tips ~ organize your important information into a simple binder
  226. Budget Planning and Management ~ Calculators & Worksheets (pdf)
  227. You CAN lower your cc APR with one call!
  228. When do you feel "the need to spend"? (discussion)
  229. Wow! When’s the last time you received a letter like this….
  230. List of Work At Home Jobs.
  231. 11 of the most overlooked Tax Deductions
  232. The SmartMoney.com Asset Allocator for Retirement
  233. Hiding Debts From Your Spouse Can Be Recipe for Divorce
  234. Rates: Savings ~ Money Markets ~ CD's ~ IRA (comparisons)
  235. Don't forget to cancel your MyFICO....
  236. I found surveys that actually paid
  237. There are 3 major problems with a common budget
  238. Rare Pinecone Invite.
  239. Free Book - Suze Orman's WOMEN AND MONEY
  240. What are you doing with your tax rebate?
  241. To trade in crockpot for newer model or not?
  242. Cell Phone Bills ~ how do you reduce them?
  243. Tips to raise your credit score
  244. Disaster Recovery ~ a guide for financial crisis after Death or Disaster
  245. storing names in cell phones
  246. HELP! I Just Got a 1099 From a Company I've Never Heard Of
  247. She walked away from a six-figure salary
  248. New Teach Grant Program
  249. ivillage
  250. How to get out of debt.....
  251. Some Banks match competitor Interest Rates on Savings Accounts
  252. What would Dave (or you) do?
  253. Dave Ramsey question, which book to buy?
  254. Did you decide to refi with Wachovia?
  255. CashCrate.com Advice?
  256. What would dave ramsey say...in your opinion?
  257. Dave Ramsey in SLC May, can PYP members get a group discount if enough interest??
  258. Anyone know how todays fed rate cut & stock market effects mortgage rates?
  259. Utah County Residents... We are excluded from the Jumbo loan limit increase!!!!!!!!!!
  260. Shopping for many is escapism from the realities of life (discussion)
  261. Very informative movie about credit cards and debt.
  262. Need to buy an airline ticket but prices have soared, where to find a good deal?
  263. Ing Questions
  264. UPDATE: UT County Mortgage limits DAILLY HERALD 3/27 FRONT PAGE please participate...
  265. Are your attitudes about money affected by your family's history?
  266. Has anyone ever tried.....
  267. When creating your budget, what areas did you find to cut back on?
  268. "WAITING STINKS" thread
  269. Economic Stimulus Payment Calculator, see what's coming...
  270. Are we EVER going to get ahead???
  271. Need help loan shopping
  272. Cars........
  273. Non-Compete Agreement
  274. Unfortunate school program
  275. Student Loans and cutting back advice
  276. Stimulus checks to go out early (start arriving Monday)
  277. Receive your stimulus payment?
  278. Taxes question...
  279. Anyone pay all their bills with a miles credit card to earn free flight rewards?
  280. Is there a stimulus calander??
  281. Coupon Segment on Fox 23 tonight at 9pm - Tulsa
  282. I need to sell my 2 Dave Ramsey Tickets for 5/17 in SLC...
  283. Idaho Central Credit Union
  284. Stimulus dilema
  285. Frugal or Cheap? Quiz
  286. Coupon question RE: BOGO free + coupon...
  287. Did You get all your stimulus money???
  288. Are you going to Dave Ramsey in SLC tomorrow?
  289. Loaning friends money
  290. Did you like Dave Ramsey?
  291. LINGO ~ abbreviations and meanings for words we use on PYP
  292. Savings Tips Thread
  293. Help,still haven't received stimulus check
  294. Utah 5/29 -- 529 Educational Savings Plan
  295. Gas budget is KILLING us!
  296. Credit Score Question
  297. Credit or Security Freeze
  298. Simple interest vs. compound interst and TMM
  299. Ideas for saving money by doing it yourself
  300. Is debt making you sick?
  301. Online Rebate Processors?
  302. June 20th Stimulus Bracket.
  303. Stimulis Letter
  304. CheapER gas
  305. Do you know if Discover Card....
  306. Time to check your credit report(s)!
  307. Selling our house... Help
  308. Ing direct?
  309. DD has been scammed!
  310. MasterCard and Visa charge a hidden fee every time you use your credit card
  311. Free Credit monitoring due to class action suit!
  312. Have you ever been a landlord?
  313. I need a job!
  314. Carpooling
  315. The Mike and Juliet show this morning on saving money DROVE ME CRAZY!!!
  316. What Do You Guys Think of This?
  317. Student Loan advice
  318. ISO New Washer and Dryer
  319. What is the best way to pay off DEBT??
  320. Best site for free life insurance quotes?
  321. DR is Coming to Salt Lake Again Next Year!
  322. Picking a financial advisor
  323. New to PYP
  324. Single mom needing budget advice
  325. Someone stole my purse...
  326. DAVE RAMSEY SALE $10/book ~Ends TODAY~
  327. another house question....
  328. Commencing the Christmas Challenge!
  329. How much are you spending on clothes?
  330. How does PMI work?
  331. A wake up call
  332. Storage Freezer
  333. WDYT? Which comes first? Bankruptcy or divorce?
  334. Where can I find homes that were sold recently?
  335. Anyone Built with Woodside Homes? Or in the Foxboro N SLC area?
  336. How much Debt is Normal?
  337. Spinoff poll - How much debt is "normal"?
  338. 101 Household & Grocery cost cutting tips
  339. Spin off poll: How much TOTAL debt do you have?
  340. Refinancing a mortgage
  341. What the FDIC really does.
  342. mortgage insurance
  343. Free software for tracking spending?
  344. Anyone refi with PenFed
  345. Electric Space Heater recommendations?
  346. What are the practicalities of getting a tax receipt for thrift donations?
  347. new television
  348. DOW up 900+ points...biggest gain in single day!
  349. What do you wish you knew...
  350. What are you favorite clubs and email lists
  351. which one?
  352. question about Dave Ramsey
  353. How do I purchase groceries @ misc. esstential for $300.00 a month - or less??
  354. Track your personal finances using Quicken Online ~ now FREE!
  355. Ad Words - Google
  356. help with 401k
  357. Savings instead of 401K?
  358. PowerPay.org
  359. Need advice - I'm upside down in Car Loan
  360. Health Savings/Spending Account?
  361. SAHM needing to go back to work...
  362. Question
  363. Free BRIAN TRACY Online Seminar
  364. Helpful website (non spam, I promise, just helpful)
  365. Identity Theft Protection
  366. Village Inn Coupons???
  367. Looking for Reps in the Phoenix Area for a Philosophy Project
  368. Dave Ramsey Question - Need answer fast :)
  369. This might help if you are thinking about a mortgage refi
  370. 4.875 Apr @ Chase
  371. Best way to go into medical debt?
  372. How are you planning your 2009 budget?
  373. Anyone use a cash budget system?
  374. bi-weekly payments?
  375. data entry company in salt lake area
  376. Are you MIA from the FSG?!?!
  377. Free Copy of Suze Orman's Book
  378. no cost refi?
  379. How much do you spend a month in groceries?
  380. Need some $$ advice
  381. credit scores/fico
  382. 50% off products @ Myfico.com
  383. File your taxes for FREE with TurboTax Federal Free Edition
  384. Credit reports
  385. Things that affect your Tax Return??!!??
  386. Life Insurance- Do you have it?
  387. I need to learn about scholarships...
  388. Help!!!!
  389. Naked Lady Party (not what you think!!)
  390. Cobra Insurance-How to
  391. Help with disagreement!
  392. Aflac Tax Question
  393. Insurance advice
  394. How do you calculate what 3-6 month emergency fund is?
  395. Total Money Makeover Advice Needed
  396. What percent of your income do you put into savings each month?
  397. Fred Meyers
  398. Tax Question...
  399. GREAT NEWS if you are on COBRA or considering it - READ THIS!
  400. Homebuyers $7500 credit
  401. Tax question about PMI
  402. Wow!! Wall Street crashes again!
  403. Help me think through this....
  404. what would you do?
  405. Airline fee charts
  406. Affordable car insurance for teenager. Does it exist?
  407. Regular Water Heater VS. Tank less
  408. Ever used Advanta?
  409. I want to refi. my home mortgage any suggestions in Cache Valley
  410. credit card question
  411. Surging Dow up 400+ points
  412. Tax question - Medical Bills
  413. Can the credit card company do this?
  414. Consolidating cc debt?
  415. How much should we save for taxes?
  416. Have no fee or low fee mortgage refinances disappeared???
  417. How to get free foreclosures house listing for south Jordan Utah
  418. Money Market Account Question
  419. I need your ideas! grocery class
  420. Deals on Newspaper Subscription
  421. Bank of America class action lawsuit. Any one hear of this?
  422. Which Dave Ramsey Book?
  423. Anybody trying to do a home loan modification through the new Obama plan?
  424. Has anyone bought/sold a home FSBO?
  425. Obama's Housing Stimulus $$
  426. Utah CASH Expo May 15th ~ Free Admission
  427. My Dave Ramsey and Financial Peace University Question(s).
  428. Shopping Around for A Home Loan
  429. Can't make minimum payments on credit cards... advice?
  430. Can't find beer rebates
  431. Budget Software
  432. refi question
  433. How do you find a balance between having a life & paying off debt??
  434. $5 dollar a day budget for "Walking around Money", from Jon and Kate plus 8.
  435. Un-Broke
  436. Educate me about life insurance please/Primerica
  437. Saving for college - what would you do?
  438. i need a psychic for interest rates
  439. I need to hire a virtual assistant to set appointments for me-anyone here interested?
  440. Free Credit Score and Credit Report Summary
  441. Cobra and Supplemental
  442. Heard of Mvelopes budgeting systems before??
  443. Credit Card Refinancing by Gov't???
  444. Non-Certified Student Loans
  445. Credit Card Question
  446. Creative CPA needed Immediately!!
  447. online budgeting
  448. Fellow PYPers, I need help ASAP
  449. Collecting consumer complaints against certain mortgage companies
  450. Return of the Christmas Club (at Kmart/Sears)
  451. Tax credit for first time home buyers
  452. Anyone use a mortgage loan modification company before?
  453. Is anyone here "gazelle intense"??
  454. The right one? -Buying a house
  455. Someone please help me?
  456. Banking Deals - $150, $100, $75 promos
  457. Best place for emergency fund?
  458. Dave Ramsey and envelopes
  459. mortgage help
  460. Sun Trust Mortgage: So Frustrated With Them!
  461. First-time Homebuyer Credit - mobile homes
  462. Has anyone ever done chapter 13 bankruptcy?
  463. Debt settlement VS Bankruptcy... what's best for our credit??
  464. Need help with deciding how to fund my kid's education (529 plan & Coverdell ESA)
  465. How do you prioritize?
  466. Newbie
  467. ECBs???
  468. In store demonstrators
  469. So how much do you spend running your house every month?