Medications FREE or at a Reduced Rate
Sign up and receive medications FREE or at a Reduced Rate from Member RX.
Member RX is a prescription advocacy service that was specifically designed to assist members by helping them receive prescription medications free of charge or at a significantly reduced rate.
A Member RX advocate will monitor your account to ensure that your medications are always delivered in a timely manner.
Sign up and receive medications FREE or at a Reduced Rate from Member RX.
Sign up and receive medications FREE or at a Reduced Rate from Member RX.
- Member RX is a prescription advocacy service that was specifically designed to assist members by helping them receive prescription medications free of charge or at a significantly reduced rate.
- A Member RX advocate will monitor your account to ensure that your medications are always delivered in a timely manner.
No Prescription Drug Insurance Coverage?
The first time we shared this post on Resources for Those without Prescription Drug Insurance Coverage we got a great response making it a PYP Best Blog Post.
This past year my family experienced a job loss and changeover, and we found ourselves without prescription drug insurance coverage. This was a shock for my family and our wallet as on average we were spending hundreds/month on co-pays from our previous insurance plans (we have medical conditions amongst family members that need to be managed). So now what?
Here is my story of how I trimmed my family’s medicine budget AND found resources available for those (including me!) who do not have prescription drug insurance.
1.Take inventory. You must know all of your prescriptions are before you can see what options you have. Write them down, including dosage, frequency and results from current medications. Once you know your medicine profile, you can start to seek alternatives and facilitate changes.
*Please note, do NOT do the following without consulting your prescribing physicians, first.
2.Seek alternatives. Contact your prescribing physicians and see if there is a cheaper alternative or a generic version of prescribed medication.
3.Double your Dosage & Split. Ask your doctor if he/she will double your monthly dosage, then you slice your tablets into half- thus doubling your supply, while reducing your cost. This option does require homework and footwork: check pricing with pharmacy to make sure it is a cost-effective option and if your physician will do this.
4.Seek Over The Counter or Herbal Options. Again, check with your doctor to see if this option for you. For my family, over-the-counter Prilosec proved to be a cost-friendly option for treating Acid Reflux. (see IF there are coupons available, too!)
5.Check out money saving programs from pharmaceutical manufacturers. Most major drug makers offer some sort of discount savings card (please note, these are NOT insurance cards). A great starting point is Glaxo Smith Kline’s site. One that I joined is Together RX Access and save 25% off my Imitrex.
6.Compare shop your local pharmacies. This option does require a bit of research, but the savings can be HUGE! For example, I take Topamax for migraine prevention. At a retail chain pharmacy, this cost me $60/month on my insurance plan and a few hundred without (yes, sticker shock!). I called area pharmacies looking for options when I came across a neighborhood pharmacy that had a pharmacy discount card that I was eligible for and my Topamax cost me only $30. HUGE savings!
7.Ask for Physician samples. Swallow your pride and ask your doctor if she/he happens to have any samples of either the medicine you need or an alternative that would work for you. That is what they are for! And your doctor would rather give them to you then see them go to waste.
8.Visit your prescribed medicine’s website. Many times there are discounts, coupons or instant rebates offered to users. Check out internetdrugcoupons for links to many medicines. Here’s my success story… my husband needs the ulcer medicine, Nexium. We have tried the cheaper option of Prilosec, but it was like putting a band-aid on a gunshot wound. So I visited purplepill.com and found that we could get a month’s medicine for $50 with Nexium’s saving card. Add a request to the doctor to double the prescription’s dosage for two months, and we are spending $25/month vs. $168 cash only.
9.Use pharmacy coupons to offset the costs. Many retailers offer store gift cards if and when you bring a new or transfer a prescription to their store’s pharmacy. These coupons usually appear in the Sunday ads. Check out the PYP boards for announcements.
It does take a lot of work and hoop-jumping to save money in any area, and prescription drugs are no exception. Above are proven suggestions that I know work! I have done it and managed to maintain the medicines that are necessary to keep us healthy without going into debt.
Do you have any other ideas that might benefit others?
Daily Medications in Single Serve Packs With No Extra Cost With PillPack!
Do you take several different medications each day? Is it getting difficult to keep track of your prescriptions?
The answer may be PillPack, a unique online pharmacy! PillPack packages all of your medications – both prescription and OTC – in handy individual packets. Each packet is labeled with the date and time that you need to take them. New deliveries arrive at your home every two weeks.
You’d think that a service like this would cost big bucks, right? Well, for most people, it doesn’t. If you have prescription drug coverage on your current health insurance plan, you’ll pay no more than your regular prescription copay each month!
To find out more, head over to PillPack and fill out your name and email address. There’s no obligation and no commitment for doing so.
How to Save Money On Prescription Medications
People have medical conditions in which they need to take medicine. However, even with medical insurance, the cost of some prescription medications can be pretty high. There are ways that people can still get the medication they need without it emptying their bank account every time they need to get a prescription refill, and here how you can do it.
#1. Have a talk with the doctor.
Even though they work in the medical profession, doctors are not aware of how high the cost of prescription medication can be. If people sit down with their doctor, and have a talk about the cost, then maybe he or she can come up with a solution, or maybe try switching their patients over to something that will cost a lot less.
#2. Check around for who can provide the best prescription prices.
There are many prescription drug providers out there, but not all of them offer the same pricing. Some companies brag about offering the lowest prices available, and those are the companies to go with because they will do everything they can to keep the customers they have, and may even offer special reward programs to make drug costs drop even lower.
#3. Ask your doctor for samples of drugs.
Pharmaceutical companies always provide samples of certain drugs in order to get doctors to use them. Sometimes, doctors are up to their ears in drug samples, so it never hurts to ask if they have enough samples to cover the drugs until their next visit. Doctors always want what is best for their patients, and providing enough samples for them to take every month is one way to truly help the people they care for.
#4. Use generic versions of medications.
To help cut back on the cost of getting healthy, some companies do make generic versions of major medications. Typically, generics offer the exact same ingredients as name-brand medications, but they are a lot cheaper to pay for every month.
#5. Check online for medications.
There are a lot of medications that are available for sale, and people can save quite a bit of money using them. Some companies ask for a copy of the prescription before they send it, but there are a lot of companies that may not necessarily require it. Pharmaceuticals are a lucrative business, and there are a lot of companies that use the Internet as a way to get customers. Some companies even give extra pills when people order a certain amount, and like wholesale companies, the more people order the more they will save.
#6. Talk to the insurance companies.
If there is one expert on prescription drugs, and that is the health insurance company that people have. If there is a problem with a drug being too high, then a quick call to the health insurance company can prove to be pretty useful. Health insurance companies have pharmaceutical experts, and these skilled people understand what drugs do, and can recommend different drugs that can do what the doctors want but for a lot less money.