So we talked a little bit about it yesterday, but you know as well as I do that in today’s world, there are just too many things that are out there keeping us broke.  What are these things though? And how do we keep them from affecting our lives so much? I don’t know about you, but I have literally no interest in being broke forever.  I am ready to thrive my friends! How about you?

So let’s talk a little bit more about those things that are keeping us broke so that we can change it up and stop doing these things that hold us back!

• Credit cards.  Credit cards are great for many things, but when you keep a continuous balance on it, it is wasted money that you are paying on every single month.  Many people just make minimum payments and think all is well, but c’mon!! You need to stop doing this as you are constantly paying money that is unnecessary.
• Late fees.  I know it is hard when it seems like you are always broke, but paying your bills late is keeping you broke.  There are added late fees every single month that you pay late. Even if that late fee is just $5-$10, it is still $5-$10 that you could be putting into savings.
• Cable.  The average cable bill in the United States is $100 per month.  Seriously. You are spending $1200 per year so you can sit on your couch and watch TV.  Stop. Get outside, or at the very least, switch to a streaming service and save up to 90% of your cable cost.
• Swiping your card.  It’s easy to ignore how much money you are spending when you are constantly swiping your card.  Start carrying cash and it becomes very apparent at how much money is leaving your pocket with each trip to the store, restaurant, etc.

I’ll be back tomorrow with some more things that are helping to keep us broke as a joke.  What are some that you would like to talk about?