Latest Blog Entries

Intex 12′ x 30″ Metal Frame Swimming Pool INTEX $139.99............


Intex 12′ x 30″ Metal Frame Swimming Pool INTEX
Sale Price $139.99 price cut
Reg: Original Price $149.99

Free Shipping + 5% off with Red Card!

Target.com LINK

Disney Infinity Figures – Choose from 5 – $6.29! Free shipping!............


Disney Infinity Figures
Mrs. Incredible, Dash, Davey Jones, Captain Barbossa, Francesco
Sale $6.99
$6.29 after code!

Use coupon code LASTRD10 to take 10% off!

Newegg.com LINK

Free shipping!

How to Get Through the Grocery Store Quickly, Save Money and Have a Stocked Fridge............

Fast ShoppingOne of the tasks that most of us stay at home moms dread the most is going to the grocery store. Usually, it’s packed and you have to deal with kids, as well as being distracted by some of the new items that are out. After all, who doesn’t want to try those new watermelon Oreos? Sometimes, it can feel like it’s a hard task to get through the grocery store efficiently and make it home with a bunch of unnecessary items. Below, I’m going to go over some tips that will help you navigate your way through the grocery store with ease, save money and also have a full fridge.

Read the Circular

I get plenty of these in my mailbox all the time and I always go through them to see what awesome sales are going on that I can take complete and total advantage of. I also go online to check out the latest and greatest deals, as well. If you’re on a budget and you want a stocked fridge, you shouldn’t be brand loyal. Typically, you’ll see items in the circular on sell that you want, but they’re of a different brand that you’re not familiar with. I would suggest giving the unfamiliar brand a try, so you save money.

Stay Away from the Center Aisles

It’s important that you try to keep away from the center aisles as best as you can. The perimeter is where the major of the fresh and healthy food is located, so just stick to the perimeter of the store. By skipping the center aisles you will save a lot of money and time. The only exception to this is if you need items like coffee, trash bags, seasonings, etc…

Avoid To-Go Cups or Individual Servings

It’s extremely tempting to buy individual servings of items or to-go cups, because you can just toss them in your child’s lunch box and be done with it, but this isn’t cost effective whatsoever. For instance, my kids absolutely love yogurt and I’ve been able to save a ton of money just buying the yogurt in the big tub, rather than buying a to-go cup.

Look at all the Shelves

Have you ever noticed in the grocery store that the items you see directly in front of your face are the items you see mostly advertised on television? That’s because these companies pay stores to put their items at eye level on the shelves, so you’re more likely to go with their brand. However, you should look on the lower shelves, as well. Check out the other brands and you’ll probably be able to save a good bit of money.

Avoid Impulse Purchases

Did you ever notice that when you’re walking towards the checkout that there is a ton of special displays set up for you to quickly take items from? The stores put these images there for a reason. They want to lure you into making a purchase on impulse. Ignore these little special displays, unless one of them has an item you already have on your grocery list.

Old Navy Clearance! Great deals + 30% off Online Only Code!............

Online Clearance ends 4/26

30% off Online Only with code ONSAVENOW exp 4/24 (excludes clearance)

OldNavy.com LINK

Boys clearance deals like…


Boys Pieced-Yoke Performance Fleece Jackets
Was $24.94
Now $11.99


Boys Striped Crew Tees
Was $7.94
Now $3.97


Boys Applique-Graphic Raglan Tees
Was $14.94
Now $9.99


Boys Costume-Graphic Tees
Was $12.94
Now $4.97

30% off Online Only with code ONSAVENOW exp 4/24 (excludes clearance)

OldNavy.com LINK

BuildABear Select friends only $15 each and select outfits 2 for $15!............

Look how cute these Rainbow Friends are:


These are just $17

Select friends only $15 each and select outfits 2 for $15! Through 4/27!

BuildABear.com LINK

7 Tips to Help You Repair Your Credit Score............

Repair Credit ScoreThere are a lot of services out there that promise you that they will be able to help you repair your credit score, but they’re going to charge you an arm and a leg to do it for you. As a frugal person, I’m here to tell you right now that you don’t need anyone to help you repair your credit score, because you can do it on your own. That’s exactly what I did when I used to have a bad credit score, but I was able to correct it.

If you’re curious as to why you should worry about your credit score, you should look over some of my past posts on how a good credit score can be very beneficial to you. Basically, having a good credit score will help you save money in a lot of areas in your life, so it’s important you take good care of your score. Below, I’m going to go over some tips that will help you repair your credit score. Scroll down to get started.

#1. Dispute Claims

It’s very important that you dispute claims with all three of the credit bureaus. If you’re lucky, you’ll be able to knock a lot of the items off of your credit score that you’re disputing. When a credit bureau isn’t able to verify a claim on your credit report they have to knock it off.

 #2. Dispute via Snail Mail

A lot of people have moved onto the digital age and they’d rather dispute things online, rather than going with good old fashioned snail mail. Yeah, it may be more convenient, but you’re not going to truly receive any sort of documentation that is a record of when the dispute was received. Also, you won’t be able to dispute certain things online, either. It’s important that you go the snail mail route, so you have a paper trail and you’re able to provide physical documentation that will help you backup your disputes.

#3. Be Persistent

It can take a long time for your credit score to start going up, so you can’t allow yourself to become unmotivated or give up. Don’t be surprised if it takes as much as year for you to see any progress. Stay persistent, take a step at a time and it will be worth it.

#4. Get a Free Copy of Your Credit Report

Every year you’re allowed to receive one free copy of your credit report. I highly suggest that you check out your credit report every single year and take advantage of this freebie.

#5. Go Over Your Report

It’s important that you look at your credit report and take note of any errors or inaccuracies. Make sure you take notes of them.

#6. Document Everything You Do

It’s important that you take notes and make copies of every single thing you do. That way, you always have physical proof of your efforts.

#7. Play the Waiting Game

Once you send in your dispute, the CRA has 30 days to respond to you. They have to include proof in their response, as well, in regards to the inaccuracies you’re disputing. If they don’t provide you with proof in 30 days, they have to remove the inaccuracy from your account.

Check out all of the deals in today’s The Screaming Penny email newsletter!............

Check out all of the deals in today’s The Screaming Penny email newsletter!

Many online codes, offers and promotions are for a limited time and subject to availability. If you see something you want, don’t delay. It may not be there tomorrow or even in a few hours from now!

Now onto the good stuff…

Macy’s Super Spring Stock Up Sale! Great Kids & Teens Bedding Deals!............

Extra 20% off during the Spring Stock-Up Sale! Offer valid 4/23-4/27

Macys.com LINK


Jay Franco Sesame Street Comic Sheet Sets
Reg. $50.00 – 70.00
Sale $39.99 – 49.99
EXTRA 15% OFF


Jay Franco Spiderman Go Spidey Sheet Sets
Reg. $50.00 – 70.00
Sale $39.99 – 49.99
EXTRA 15% OFF


Solid Microfiber Sheet Sets
Reg. $25.00 – 55.00
Sale $12.99 – 24.99
EXTRA 15% OFF


CLOSEOUT! Hit Entertainment Thomas the Tank Engine Reversible Comforter Sets
Orig. $50.00 – 140.00
Was $29.97 – 83.97
Now $23.97 – 66.97
EXTRA 15% OFF


CLOSEOUT! Sesame Street Full Sheet Set
Orig. $70.00
Was $41.97
Now $32.97
EXTRA 15% OFF


CLOSEOUT! Teen Vogue Ella Teal Ruffle Comforter Sets
Orig. $60.00 – 100.00
Was $29.97 – 49.97
Now $20.97 – 34.97
EXTRA 15% OFF

Macys.com LINK

Kindle eBooks Under a Penny (4/23/14)............

PYP Free Kindle

Every day, Amazon offers some great discounted Kindle ebooks. The Kindle Daily Deals have prices ranging from $1.99-$2.99, and they are discounted for one day only. There’s also usually a decent selection of Kindle books under a penny as well…

Here are a few Kindle freebies you might be interested in today!

Biographies, History, & Memoirs

Business & Money

Children’s eBooks

Cookbooks, Food & Wine

Crafts, Hobbies, Gardening & Home

Health, Fitness & Dieting

Mystery, Thriller & Suspense

Paranormal, Sci-fi, &Fantasy

Parenting & Relationships

Religious and Spiritual

Romance

Sports & Outdoors

Teen & Young Adult

You don’t even need a Kindle e-reader to be able to read Kindle books. You can read it on your PC, iPhone, iPad FREE Kindle eBook Roundup for 2/26/14, Blackberry and Android. Just download (for free!) the appropriate application to be able to do that. Amazon changes prices without notice, so make sure to check that the Kindle book you’re downloading is still FREE beforehand.