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There’re two new coupons available to print for $1.50 off TWO Oral-B Manual Toothbrushes and $0.50 off ONE Oral-B Manual Toothbrush. This week, through 4/27/14, you can get $7 ECB when you spend $15 on participating Crest, Oral-B, or Glide products. Crest 3D Whitening Rinse is also included in this sale, so you might want to print this $1.00 off ONE Crest 3D Whitening Rinse coupon as well.
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One of the tasks that most of us stay at home moms dread the most is going to the grocery store. Usually, it’s packed and you have to deal with kids, as well as being distracted by some of the new items that are out. After all, who doesn’t want to try those new watermelon Oreos? Sometimes, it can feel like it’s a hard task to get through the grocery store efficiently and make it home with a bunch of unnecessary items. Below, I’m going to go over some tips that will help you navigate your way through the grocery store with ease, save money and also have a full fridge.
I get plenty of these in my mailbox all the time and I always go through them to see what awesome sales are going on that I can take complete and total advantage of. I also go online to check out the latest and greatest deals, as well. If you’re on a budget and you want a stocked fridge, you shouldn’t be brand loyal. Typically, you’ll see items in the circular on sell that you want, but they’re of a different brand that you’re not familiar with. I would suggest giving the unfamiliar brand a try, so you save money.
It’s important that you try to keep away from the center aisles as best as you can. The perimeter is where the major of the fresh and healthy food is located, so just stick to the perimeter of the store. By skipping the center aisles you will save a lot of money and time. The only exception to this is if you need items like coffee, trash bags, seasonings, etc…
It’s extremely tempting to buy individual servings of items or to-go cups, because you can just toss them in your child’s lunch box and be done with it, but this isn’t cost effective whatsoever. For instance, my kids absolutely love yogurt and I’ve been able to save a ton of money just buying the yogurt in the big tub, rather than buying a to-go cup.
Have you ever noticed in the grocery store that the items you see directly in front of your face are the items you see mostly advertised on television? That’s because these companies pay stores to put their items at eye level on the shelves, so you’re more likely to go with their brand. However, you should look on the lower shelves, as well. Check out the other brands and you’ll probably be able to save a good bit of money.
Did you ever notice that when you’re walking towards the checkout that there is a ton of special displays set up for you to quickly take items from? The stores put these images there for a reason. They want to lure you into making a purchase on impulse. Ignore these little special displays, unless one of them has an item you already have on your grocery list.
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There are a lot of services out there that promise you that they will be able to help you repair your credit score, but they’re going to charge you an arm and a leg to do it for you. As a frugal person, I’m here to tell you right now that you don’t need anyone to help you repair your credit score, because you can do it on your own. That’s exactly what I did when I used to have a bad credit score, but I was able to correct it.
If you’re curious as to why you should worry about your credit score, you should look over some of my past posts on how a good credit score can be very beneficial to you. Basically, having a good credit score will help you save money in a lot of areas in your life, so it’s important you take good care of your score. Below, I’m going to go over some tips that will help you repair your credit score. Scroll down to get started.
It’s very important that you dispute claims with all three of the credit bureaus. If you’re lucky, you’ll be able to knock a lot of the items off of your credit score that you’re disputing. When a credit bureau isn’t able to verify a claim on your credit report they have to knock it off.
A lot of people have moved onto the digital age and they’d rather dispute things online, rather than going with good old fashioned snail mail. Yeah, it may be more convenient, but you’re not going to truly receive any sort of documentation that is a record of when the dispute was received. Also, you won’t be able to dispute certain things online, either. It’s important that you go the snail mail route, so you have a paper trail and you’re able to provide physical documentation that will help you backup your disputes.
It can take a long time for your credit score to start going up, so you can’t allow yourself to become unmotivated or give up. Don’t be surprised if it takes as much as year for you to see any progress. Stay persistent, take a step at a time and it will be worth it.
Every year you’re allowed to receive one free copy of your credit report. I highly suggest that you check out your credit report every single year and take advantage of this freebie.
It’s important that you look at your credit report and take note of any errors or inaccuracies. Make sure you take notes of them.
It’s important that you take notes and make copies of every single thing you do. That way, you always have physical proof of your efforts.
Once you send in your dispute, the CRA has 30 days to respond to you. They have to include proof in their response, as well, in regards to the inaccuracies you’re disputing. If they don’t provide you with proof in 30 days, they have to remove the inaccuracy from your account.