Does it feel like your monthly expenses are out of control?  Are you looking for ways to add a little bit of cushion to your monthly budget?  Luckily, hope is not lost.  There are ways for us to save money without any drastic changes.

All it takes to save money is to make some simple changes in your everyday life.

Cancel Your Cable

Did you know that as recently as last year, the average cable bill was $99?  Do you watch enough television to make spending $100 per month worth it?  Couldn’t you be just as entertained watching movies or television shows streamed on Netflix for $10 per month?

Cut Your Phone Bill

Go over your phone bill with a fine tooth comb.  I am willing to be that you are paying for stuff that you shouldn’t be.  Whether it’s too much data, wasteful insurance or bonus extras that you didn’t even realize you were paying.  This tip could save you a lot of money each month on your bill.  Also, consider switching cell phone providers.  Cell phone providers vary greatly in their costs, are you getting the best rates?
Lower Your Power Bill

Do you cringe every time your power bill shows up? There are a couple of things that you can do to keep that bill as low as possible each month.  

Try these tips:

• Install a programmable thermostat.  Do you find yourself heating or cooling the house all day, just so it is comfortable when you come home?  The ability to program when your heating and air conditioning come on is a great way to save.  
• Turn your water heater down to 120.  You don’t need it any hotter and you will save on your power bill.
• Buy LED bulbs.  If you haven’t made the switch already, buy LED bulbs for your lighting.  These cost a fraction of what old incandescent bulbs cost in energy.

Use Coupons

Grocery bills are a huge expense for most families.  Don’t be afraid to clip coupons and bring that expense down.  The average family can save up to 40% on their monthly grocery bill just by shopping sales and using coupons.