The Target REDcard debit and credit cards are free, no-fee cards that give the consumers a wide array of shopping benefits.

Some of the benefits provided when using a Target REDcard are:

*5% off every day
*Free shipping at Target.com
*Extended returns — 30 extra days
*Up to 1% of purchases go to school you designate

*The online application process for debit and credit has immediate approval except for some debit applications which will require a few days to confirm bank account