You might be a PYP’er if…….

  • ….nothing in your house has UPC’s
  • ….you grab a snack out of the pantry your wife proudly tells you how much it cost. “That granola bar was only 4 cents, honey!”
  • ….you can’t remember a single birthday, but you know how much you paid for every item in your pantry.
  • ….you have food stashed under your bed, in your closet, or taking over a room in your house.
  • ….your wife flies out of bed at 4am- jumps into her clothes- throws makeup on & styles her hair- just to run to the store for FREE cereal, but she can’t seem to wake up every Sunday @ 9 a.m. to get ready for church on time!
  • …. your kids come home from the neighbors (another PYP’er) and ask why they have all the same toys and snacks that you do!
  • ….your coupons weigh more than your purse.
  • ….your kids introduce you to their friends using your screen name instead of your real name!
  • ….you ask your daughter what she wants for her birthday and she replies, “I dunno. What ya’ got coupons for!”
  • ….you gasp at the shopper in line behind you and exclaim, “You should NEVER pay for gum, EVER!”
  • ….you come home from a shopping trip and lay out your groceries on the table with the reciept and your before/after totals circled, take pictures of it, and post it on your blog
  • ….when nobody has to ask who put 27 full-size tubes of name-brand toothpaste in the church donation bin for the needy.
  • ….it’s 6:08 AM and you’re on your 2nd transaction at Albertsons.
  • ….you reschedule your wedding because that’s the day the Target markdown is 90%.
  • ….’Penny for your Thoughts’ is your only source of information.
  • ….you think the zebra at the zoo looks like a bar code.
  • .…your husband has ever had to ask you to move the cases of toilet paper so he could take a shower.
  • ….you own more tubes of toothpaste than pairs of underwear.
  • ….the local Disaster Preparedness Class instructor asks permission to hold a field trip in your basement.
  • .…your idea of a “quiet, romantic evening at home” involves scissors and inserts.
  • ….your kids take a 6 ft register receipt to “Show and Tell.”
  • ….Betty Crocker makes your list of most admired people.
  • ….you get an adrenaline rush from reading next week’s printable shopping lists.
  • ….you did all your Christmas shopping online…. in February.
  • ….you’ve ever woken up from a nightmare screaming “I lost my Binder!“
  • ….you know what “Guru math” is
  • ….you feel naked without your binder
  • ….men send their wives up to you in the store asking “how did you do that?”
  • ….you no longer write out your own shopping lists, you just print it off right off the site
  • ….you leave the hospital a day early after giving birth because the Quaker sale starts in the morning.
  • ….your daughter’s classroom always wins the pizza party for the most boxtops.
  • ….your cashier has to have a manager over-ride the register because you have so many coupons.

Compiled by PYP members. Feel free to add yours!

HOT Crocs Sale! Buy 1 Get 1 FREE and FREE shipping!


The hot deals just keep coming! Get a jump on holiday shopping or just add some Crocs to the wardrobe. Tons of styles and colors for the whole family!

Crocs.com LINK

Disney Mickey Mouse Cayman
$29.98 – Buy 1 Get 1 Free!
Free shipping!
They have Disney Crocs for the whole family!

Kashi at Target

Until 9/19, many Kashi products are on sale, and when you buy 5 items you will recieve a $5 Target gift card. Most items are $2.88 (several cereals, 6 ct. TLC trail mix bars, several frozen meals, and more.) Other frozen items are 10% off and range in price from $2.88 for waffles to $4.69 for pizza. There are a ton of Kashi printables on this PYP thread for $1.50/1 cereal, $1.50/1 off TLC snack, and $1.50/1 waffles. There is also a $1/1 Target coupon for Kashi pizza available on this PYP thread.
Several scenarios would work like this, although you could mix and match your own based on the coupons you have available:

Scenario #1:
Buy:
5 boxes of cereal or TLC trail mix bars ($2.88 x 5 = $14.40)
minus 5 $1.50 printable coupons ($1.50 x 5 = $7.50)
total = $14.40 – $7.50
total out of pocket = $6.90 + $5 gift card! (.38 each when you factor in the gift card)

Scenario #2:
Buy:
3 boxes waffles ($2.88 x 3 = $8.64)
and
2 frozen pizzas ($4.69 x 2 = $9.38)
minus 3 $1.50/1 waffle printables ($1.50 x 3 = $4.50)
minus 2 $1/1 Target Kashi pizza coupon ($1 x 2 = $2.00)
total = $18.02 – $6.50
total out of pocket = $11.52 + $5 gift card! ($1.31 each when you factor in the gift card)

Keep your eyes open for $1/2 any Kashi product tearpads at many locations for an even hotter deal!

HOT deal! CHI Flat Iron $65.75 plus free shipping!


Get a HOT deal on one of the best hair tools around! PLUS free shipping! Great for Back to School or put away for a holiday gift!

CHI 1 Inch Ceramic Flat Hairstyling Iron LINK
List Price: $190.00
Price: $65.75 & ships for FREE with Super Saver Shipping
You Save: $124.25 (65%)

If the link pulls up another seller at Amazon, look at the right side of the screen under More Buying Choices and select Amazon.com.

$10 off any Junior Fashions purchase @ Sears! No minimum purchase.

Click here to print $10 off any Junior Fashions purchase. No minimum purchase. Valid through 11/14/09.

If prefer to shop online at Sears.com, use coupon code 17SEARSAPPAREL

The Great Indoors ~ $10 off $10 purchase (AZ, CA, CO, TX, etc)

$10 off your in-store soft bath, windows & bedding purchase of $10 or more.
Valid 9/13 – 9/26/09
The Great Indoors (Direct link: Coupon)

ARIZONA
Chandler
3460 W Chandler Blvd
(480) 792-6000

Scottsdale
16275 N Scottsdale Rd
(480) 281-9000 

CALIFORNIA
Burbank
1301 N Victory Pl
(818) 260-8000 

Irvine 
71 Technology Dr
(949) 340-6000

COLORADO
Broomfield
231 E Flatiron Cir 
(720) 566-1000 

Lone Tree
8585 Yosemite 
(303) 708-2500 

ILLINOIS
Lombard
2860 S Highland Rd
(630) 873-8000

MARYLAND
Gaithersburg
16331 Shady Grove Rd
(240) 599-1300

MICHIGAN
Novi 
44075 12 Mile Rd
(248) 679-1000

OHIO
Columbus
1510 Polaris Pkwy
(614) 880-8800 

Springdale
300 E Kemper Rd
(513) 346-2640 

TEXAS
Farmers Branch
5000 Alpha Rd
(214) 764-1000 

Houston
10496 Old Katy Rd
(832) 476-8000

Albertsons *Preview* 9/16-9/22 – Hot Campbells deals!

The newest Northwest region Albertsons shopping list preview is up on PYP! The list is made from the Utah ad, but generally applies to Utah, Idaho, Oregon, and Washington. Sometimes dairy, meat, and produce items will differ slightly. The coupons received in areas outside of Utah may differ slightly as well.
Click here for the Albertson’s thread and discussion. Here you’ll find the link to the shopping list preview, discussion, answers to any questions you may have, unadvertised deals found by our members, and additional printable coupons. Don’t miss it!
Some highlights:
  • Campbell’s chicken noodle or tomato soup .23
  • Campbell’s Chunky Soup .59
  • Campbell’s Select Harvest soup .34-.59
  • V8 Splash juice 64 oz. .83
  • Nabisco Ritz Crackerfuls .75
  • Downy liquid fabric softener 64 oz. 2.99
  • Kellogg’s Special K snack crackers .99
  • Kellogg’s Special K Blueberry cereal .99
Be sure to register for the PYP forums! Occasionally, to encourage visitors to register with PYP, we make the forums available to only registered members. To fully utilize all the great tools at PYP, you need to be registered! Registration is free, quick, and easy! You can register HERE. And just a reminder…our email newsletters are separate, and just because you are signed up to receive them, does not mean you are registered with the forums.

Customer Appreciation Days at all Papa Murphys September 14, 15, 16 and 17 only. (May be Utah only?)

Large Pepperoni Pizza only $4.99 each, limit 3, no coupon needed.

If you have this rebate, now’s a great time to use it:
Save $10.00 via mail-in rebate on your purchase of any Deli items or Chicken, including meats, cheeses, platters or trays, chicken, fresh take n bake pizza and all prepared foods from the deli.
Purchase must exceed $10
Compliments of the Budweiser Family.
Valid in: AL, AR, CT, HI, KY, MA, ME, MN, MO, NC, NJ, NY, RI, SD, UT, VA, and WV.
Purchase between 8/1/09 – 10/04/09. Received by 10/19/09.

If you want a rebate, check the Trading Post forum on PYP.

Resources for Those without Prescription Drug Insurance Coverage

This past year my family experienced a job loss and changeover, and we found ourselves without prescription drug insurance coverage. This was a shock for my family and our wallet as on average we were spending hundreds/month on co-pays from our previous insurance plans (we have medical conditions amongst family members that need to be managed). So now what?

Here is my story of how I trimmed my family’s medicine budget AND found resources available for those (including me!) who do not have prescription drug insurance.

1.Take inventory. You must know all of your prescriptions are before you can see what options you have. Write them down, including dosage, frequency and results from current medications. Once you know your medicine profile, you can start to seek alternatives and facilitate changes.
*Please note, do NOT do the following without consulting your prescribing physicians, first.

2.Seek alternatives. Contact your prescribing physicians and see if there is a cheaper alternative or a generic version of prescribed medication.

3.Double your Dosage & Split. Ask your doctor if he/she will double your monthly dosage, then you slice your tablets into half- thus doubling your supply, while reducing your cost. This option does require homework and footwork: check pricing with pharmacy to make sure it is a cost-effective option and if your physician will do this.

4.Seek Over The Counter or Herbal Options. Again, check with your doctor to see if this option for you. For my family, over-the-counter Prilosec proved to be a cost-friendly option for treating Acid Reflux. (see IF there are coupons available, too!)

5.Check out money saving programs from pharmaceutical manufacturers. Most major drug makers offer some sort of discount savings card (please note, these are NOT insurance cards). A great starting point is Glaxo Smith Kline’s site. One that I joined is Together RX Access and save 25% off my Imitrex.

6.Compare shop your local pharmacies. This option does require a bit of research, but the savings can be HUGE! For example, I take Topamax for migraine prevention. At a retail chain pharmacy, this cost me $60/month on my insurance plan and a few hundred without (yes, sticker shock!). I called area pharmacies looking for options when I came across a neighborhood pharmacy that had a pharmacy discount card that I was eligible for and my Topamax cost me only $30. HUGE savings!

7.Ask for Physician samples. Swallow your pride and ask your doctor if she/he happens to have any samples of either the medicine you need or an alternative that would work for you. That is what they are for! And your doctor would rather give them to you then see them go to waste.

8.Visit your prescribed medicine’s website. Many times there are discounts, coupons or instant rebates offered to users. Check out internetdrugcoupons for links to many medicines. Here’s my success story… my husband needs the ulcer medicine, Nexium. We have tried the cheaper option of Prilosec, but it was like putting a band-aid on a gunshot wound. So I visited purplepill.com and found that we could get a month’s medicine for $50 with Nexium’s saving card. Add a request to the doctor to double the prescription’s dosage for two months, and we are spending $25/month vs. $168 cash only.

9.Use pharmacy coupons to offset the costs. Many retailers offer store gift cards if and when you bring a new or transfer a prescription to their store’s pharmacy. These coupons usually appear in the Sunday ads. Check out the PYP boards for announcements.

It does take a lot of work and hoop-jumping to save money in any area, and prescription drugs are no exception. Above are proven suggestions that I know work! I have done it and managed to maintain the medicines that are necessary to keep us healthy without going into debt.

Do you have any other ideas that might benefit others?

My Little Pony Pinkie Pie Playset $17.49 (retail $44.99) at Smith’s Marketplace!


My Little Pony Pinkie Pie Playhouse
Regular price $44.99
Sale price $22.49
Use the 5.00/1 coupon at THIS LINK. (Page 12)
Final price: $17.49 + tax

Sale price valid 9/15-9/19 only.

PLUS! In the 9/16 Smith’s grocery ad there is a 10% off coupon that is valid on toys at Smith’s Marketplace. Valid date 9/16-9/19. If you use this coupon with the above sale and coupon, the final price would be $15.24!

Looking for a few blog contributors!

If you enjoy blogging about deals, send us a sample of your (original) work at admin@pinchingyourpennies.com. We will be choosing a few people to be PYP blog contributors. (Sample submissions may be used on the PYP blog.) This is your chance to share your passion for saving money with others, don’t miss it!

Snapfish – FREE SHIPPING on all orders! Plus 50 free prints or a free collage mousepad for new customers!

Snapfish has extended their Labor Day Free Shipping promotion through 9/16. FREE SHIPPING on all orders + 50 FREE Prints for all customers new to Snapfish! Exp 9/16.

20 Free Prints + Free Developing at Snapfish

Coupon Code: FREELABOR

Snapfish.com LINK

Other coupons & Offers (only one code can be used per order.)

FREE Collage Mousepad for all New Customers! (Through this link.)
No coupon code required
Valid through 9/31/09

Holiday Calendar Coupon Craze! 30% Off Calendars!
Use coupon code: 30CAL2009
Valid through 1/31/09

25% Off Photo Cards!
Use coupon code: 25CARD2009
Valid through 10/31/09

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